/* Brand colors/fonts are injected from admin settings (see brand_css()); these are fallbacks. */
:root{--primary:#111111;--accent:#4A4F58;--dark:#1C1F26;--light:#F3F3F3;--text:#1a1a1a;--muted:#5b5b5b;--border:#dcdcdc;--radius:12px;
--font-heading:'Outfit','Poppins',system-ui,sans-serif;--font-body:'Inter',system-ui,sans-serif}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:var(--font-body);color:var(--text);line-height:1.6;background:#fff}
img{max-width:100%;height:auto}
a{color:var(--primary)}
h1,h2,h3{font-family:var(--font-heading);color:var(--primary);line-height:1.2;margin:0 0 .6em}
h1{font-size:clamp(2rem,5vw,3.2rem)}h2{font-size:clamp(1.5rem,3vw,2rem)}h3{font-size:1.2rem}
.wrap{max-width:1120px;margin:0 auto;padding:0 20px}
.narrow{max-width:760px}.center{text-align:center}
.skip{position:absolute;left:-999px}.skip:focus{left:10px;top:10px;background:#fff;padding:8px;z-index:99}
.sr{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0)}
:focus-visible{outline:3px solid var(--accent);outline-offset:2px}

.site-header{position:sticky;top:0;background:#fff;border-bottom:1px solid var(--border);z-index:50}
.bar{display:flex;align-items:center;justify-content:space-between;gap:16px;min-height:68px}
.brand{text-decoration:none}
.brand-text{font-family:var(--font-heading);font-size:1.4rem;font-weight:700;color:var(--primary)}
nav#nav{display:flex;align-items:center;gap:16px;font-size:.93rem}
nav#nav a{text-decoration:none;color:var(--text);font-weight:600}
nav#nav a.phone{color:var(--primary)}
nav#nav a.btn{color:#fff}
.nav-toggle{display:none;background:none;border:1px solid var(--border);border-radius:8px;font-size:1.4rem;padding:4px 12px;cursor:pointer}

.btn{display:inline-block;border:0;border-radius:999px;padding:12px 24px;font:600 1rem var(--font-body);cursor:pointer;text-decoration:none;text-align:center}
.btn-primary{background:var(--primary);color:#fff}
.btn-accent{background:var(--accent);color:#fff}
.btn-ghost{background:transparent;border:2px solid var(--primary);color:var(--primary)}
.btn-block{display:block;width:100%}
.btn:hover{filter:brightness(1.08)}

.hero{background:linear-gradient(135deg,var(--light),#fff);padding:56px 0}
.hero-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:40px;align-items:start}
.eyebrow{text-transform:uppercase;letter-spacing:.12em;font-size:.8rem;font-weight:700;color:var(--accent);margin:0 0 8px}
.lead{font-size:1.15rem;color:var(--muted)}
.cta-row{display:flex;gap:12px;flex-wrap:wrap;margin-top:24px}
.page-head{background:var(--light);padding:40px 0 24px;border-bottom:1px solid var(--border)}
.page-head h1{margin-bottom:.2em}
.section{padding:56px 0}.section.alt{background:var(--light)}
.cta-band{background:var(--dark);color:#fff}.cta-band h2{color:#fff}

.card{background:#fff;border:1px solid var(--border);border-radius:var(--radius);padding:24px;box-shadow:0 6px 20px rgba(20,35,58,.06)}
.cards3{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin:28px 0}
.steps{list-style:none;counter-reset:s;display:grid;grid-template-columns:repeat(4,1fr);gap:20px;padding:0;margin:28px 0 0}
.steps li{counter-increment:s;background:#fff;border-radius:var(--radius);padding:20px;border:1px solid var(--border)}
.steps li::before{content:counter(s);display:grid;place-items:center;width:34px;height:34px;border-radius:50%;background:var(--accent);color:#fff;font-weight:700;margin-bottom:8px}
.steps strong,.steps span{display:block}
.two-col{display:grid;grid-template-columns:1.2fr .8fr;gap:32px}
.prose{max-width:820px}.prose h2{margin-top:1.6em}.prose li{margin:.3em 0}
.grid2{display:grid;grid-template-columns:1fr 1fr;gap:0 16px}

form label{display:block;font-weight:600;font-size:.92rem;margin-bottom:14px}
input:not([type=checkbox]):not([type=radio]),select,textarea{display:block;width:100%;margin-top:4px;padding:11px 12px;border:1px solid #b8c2cf;border-radius:8px;font:1rem var(--font-body);background:#fff}
.field-err{display:block;color:#b3261e;font-weight:500;font-size:.85rem;margin-top:4px}
.hp{position:absolute;left:-9999px;height:0;overflow:hidden}
fieldset.consent{border:0;padding:0;margin:0 0 8px}
label.check{display:flex;gap:10px;align-items:flex-start;font-weight:400;font-size:.82rem;color:var(--muted)}
label.check input{margin-top:3px;flex:none;width:auto}
.fine{font-size:.8rem;color:var(--muted)}
.alert{padding:12px 16px;border-radius:8px}.alert.err{background:#fdecea;color:#7a1a14}.alert.ok{background:#e7f6ec;color:#14532d}

.slots{display:flex;flex-wrap:wrap;gap:8px;margin:8px 0 20px}
.slot{margin:0!important}
.slot input{position:absolute;opacity:0}
.slot span{display:block;padding:9px 16px;border:1px solid var(--primary);border-radius:999px;cursor:pointer;color:var(--primary);font-weight:600}
.slot input:checked+span{background:var(--primary);color:#fff}
.slot input:focus-visible+span{outline:3px solid var(--accent)}

.site-footer{background:var(--dark);color:#cfd8e3;padding:48px 0 24px;font-size:.92rem}
.site-footer a{color:#fff}.site-footer ul{list-style:none;padding:0;margin:8px 0 0}.site-footer li{margin:4px 0}
.foot-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:32px}
.foot-brand{font-family:var(--font-heading);font-size:1.3rem;color:#fff}
.legal{border-top:1px solid rgba(255,255,255,.15);margin-top:32px;padding-top:20px;font-size:.8rem;color:#a9b6c6}
.eho{display:flex;gap:10px;align-items:center}
.call-fab{display:none}

@media (max-width:860px){
  .hero-grid,.two-col,.foot-grid{grid-template-columns:1fr}
  .cards3{grid-template-columns:1fr}.steps{grid-template-columns:1fr 1fr}
  .nav-toggle{display:block}
  nav#nav{display:none;position:absolute;top:68px;left:0;right:0;background:#fff;flex-direction:column;align-items:stretch;padding:16px 20px;border-bottom:1px solid var(--border);gap:14px}
  nav#nav.open{display:flex}
  .grid2{grid-template-columns:1fr}
  .call-fab{display:block;position:fixed;right:16px;bottom:16px;background:var(--accent);color:#fff;font-weight:700;padding:14px 22px;border-radius:999px;text-decoration:none;box-shadow:0 6px 18px rgba(0,0,0,.25);z-index:60}
}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}}

/* Content blocks */
.split{display:grid;grid-template-columns:1fr 1fr;gap:28px;margin:28px 0}
.split .card h3{margin-top:0}
.notice{background:var(--light);border-left:4px solid var(--accent);border-radius:8px;padding:16px 20px;margin:24px 0;font-size:.95rem}
.checklist{list-style:none;padding:0}.checklist li{padding-left:28px;position:relative;margin:.5em 0}
.checklist li::before{content:"✓";position:absolute;left:0;color:var(--accent);font-weight:700}
.prod-link{font-weight:600}
.faq details{border:1px solid var(--border);border-radius:10px;padding:14px 18px;margin:10px 0;background:#fff}
.faq summary{cursor:pointer;font-weight:600;color:var(--primary)}
.hero-sub{background:linear-gradient(135deg,var(--light),#fff)}
@media (max-width:860px){.split{grid-template-columns:1fr}}

/* Black / white / grey identity (geometric heading font to match the logo) */
h1,h2,h3{font-weight:800;letter-spacing:-.02em;color:var(--primary)}
h1{letter-spacing:-.03em}
.brand-text{font-weight:800;letter-spacing:-.03em;color:var(--primary)}
.logo-img{height:56px;width:auto;display:block}
.logo-foot{height:46px;width:auto;filter:invert(1);margin-bottom:10px}
.eyebrow{color:#5b5b5b}
.hero{background:linear-gradient(135deg,#f3f3f3,#fff)}
.btn-primary{background:var(--primary)}
.btn-ghost{border-color:var(--primary);color:var(--primary)}
a{color:var(--primary);text-decoration-color:#888}
nav#nav a.phone{color:var(--primary)}
.cta-band .btn-accent{background:#fff;color:var(--primary)}
.cta-band .btn-primary{background:transparent;border:2px solid #fff}
.site-header{border-bottom:1px solid #e5e5e5}
.card{box-shadow:0 6px 20px rgba(0,0,0,.06)}
.steps li::before{background:var(--primary)}
.checklist li::before{color:var(--primary)}
.notice{border-left-color:var(--primary);background:#f3f3f3}
.person{display:flex;gap:24px;align-items:center;margin:24px 0}
.person img{border-radius:50%;object-fit:cover;flex:none;width:150px;height:150px;border:3px solid var(--primary)}
.person-lg img{width:200px;height:200px}
.person h2{margin:0 0 6px}
.banner{width:100%;height:auto;border-radius:12px;display:block;margin-top:24px}
@media (max-width:600px){.person{flex-direction:column;text-align:center}}

/* Home hero: faint photo + advisor portrait */
.hero-photo{position:relative;padding:64px 0 72px;background:
  linear-gradient(90deg,rgba(255,255,255,.97) 0%,rgba(255,255,255,.92) 42%,rgba(255,255,255,.72) 100%),
  url(/assets/img/hero.jpg) center 35%/cover no-repeat}
.hero-photo .hero-grid{align-items:center}
.hero-person{margin:0;display:flex;flex-direction:column;align-items:center;text-align:center}
.hero-person img{width:min(260px,62vw);height:min(260px,62vw);object-fit:cover;border-radius:50%;border:6px solid #fff;box-shadow:0 18px 50px rgba(0,0,0,.22)}
.hero-person figcaption{margin-top:-28px;position:relative;background:var(--primary);color:#fff;border-radius:14px;padding:12px 22px;display:flex;flex-direction:column;gap:2px;box-shadow:0 10px 30px rgba(0,0,0,.25)}
.hero-person figcaption strong{font-family:var(--font-heading);font-size:1.15rem}
.hero-person figcaption span{font-size:.85rem;color:#d6d6d6}

.powered{font-weight:700;color:#fff;margin-top:6px}

/* About Rosemary */
.bio-grid{display:grid;grid-template-columns:340px 1fr;gap:48px;align-items:start}
.bio-photo{position:sticky;top:96px}
.bio-photo img{width:100%;height:auto;border-radius:16px;box-shadow:0 14px 40px rgba(0,0,0,.18);display:block}
.bio-ids{margin:16px 0 8px;line-height:1.55}
.bio-text .eyebrow{margin-bottom:4px}
.bio-text h2{font-size:clamp(1.8rem,3.5vw,2.4rem);margin-bottom:.6em}
.bio-text p{font-size:1.06rem}
@media (max-width:860px){.bio-grid{grid-template-columns:1fr;gap:24px}.bio-photo{position:static;max-width:340px}}
.hero-person figcaption .meet{color:#fff;font-size:.85rem;text-decoration:underline;margin-top:4px}

/* Client reviews */
.reviews-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin:28px 0}
.reviews-feature{grid-template-columns:repeat(2,1fr)}
.quote-card{margin:0;background:#fff;border:1px solid var(--border);border-radius:var(--radius);padding:24px;box-shadow:0 6px 20px rgba(0,0,0,.06);display:flex;flex-direction:column;justify-content:space-between;gap:14px;break-inside:avoid}
.quote-card blockquote{margin:0;font-size:1.02rem;line-height:1.6;color:var(--text)}
.quote-card figcaption{font-size:.9rem;color:var(--muted)}
.quote-card figcaption strong{color:#111}
@media (max-width:980px){.reviews-grid{grid-template-columns:1fr 1fr}}
@media (max-width:640px){.reviews-grid,.reviews-feature{grid-template-columns:1fr}}
.reviews-grid:not(.reviews-feature){display:block;column-count:3;column-gap:20px}
.reviews-grid:not(.reviews-feature) .quote-card{margin:0 0 20px;display:inline-flex;width:100%}
@media (max-width:980px){.reviews-grid:not(.reviews-feature){column-count:2}}
@media (max-width:640px){.reviews-grid:not(.reviews-feature){column-count:1}}
.reviews-feature .quote-card blockquote{font-size:1.12rem}

/* Home page featured reviews: two side by side on desktop, stacked on phones */
.reviews-grid.reviews-feature{display:grid;column-count:auto;grid-template-columns:repeat(2,minmax(0,1fr));gap:20px}
.reviews-grid.reviews-feature .quote-card{display:flex;width:auto;margin:0}
@media (max-width:640px){.reviews-grid.reviews-feature{grid-template-columns:1fr}}

/* Review cards: polished look */
.quote-card{position:relative;padding:30px 28px 22px;border:1px solid #e3e3e3;border-top:4px solid var(--primary);border-radius:14px;background:#fff;box-shadow:0 10px 30px rgba(0,0,0,.07);transition:transform .2s ease,box-shadow .2s ease}
.quote-card:hover{transform:translateY(-3px);box-shadow:0 16px 38px rgba(0,0,0,.11)}
.quote-card::before{content:"\201C";position:absolute;top:6px;left:20px;font:800 4.4rem/1 var(--font-heading);color:#dcdcdc;pointer-events:none}
.quote-card blockquote{font-style:italic;font-size:1.04rem;line-height:1.7;color:#2a2a2a;padding-top:26px}
.quote-card figcaption{font-style:normal;border-top:1px solid #ececec;padding-top:12px;margin-top:4px;font-size:.9rem;color:#666}
.quote-card figcaption strong{color:#111;font-size:.98rem}
.reviews-feature .quote-card blockquote{font-size:1.14rem}
@media (prefers-reduced-motion:reduce){.quote-card,.quote-card:hover{transition:none;transform:none}}

/* Review signature: right-aligned like the close of a letter */
.quote-card figcaption{text-align:right;border-top:0;padding-top:6px;margin-top:2px}
.quote-card figcaption .sig-name{display:block;font-family:var(--font-heading);font-style:italic;font-weight:700;font-size:1.08rem;color:var(--primary);letter-spacing:.01em}
.quote-card figcaption .sig-place{display:block;font-size:.85rem;color:#777;margin-top:1px}

/* Handwritten sign-off at the end of the bio */
.signature{font-family:'Mrs Saint Delafield','Segoe Script','Brush Script MT',cursive;font-size:clamp(3rem,7vw,4.4rem)!important;line-height:1.1;margin:22px 0 10px;color:#1c1c1c;transform:rotate(-3deg);transform-origin:left center;font-weight:400}
.bio-text .signature{width:min(300px,62%);margin:20px 7% 8px auto;text-align:center;transform-origin:center}
@media (max-width:640px){.bio-text .signature{margin-right:4%}}
.bio-text .signature{margin:20px auto 8px}

/* Buttons that sit side by side inside a paragraph keep a gap, also when they wrap onto two lines */
section p > .btn{margin:0 10px 12px 0}
section p.center > .btn{margin:0 5px 12px}
.cta-row{gap:14px}

/* Contact card highlight when a "Request a conversation" button jumps to it */
#request{scroll-margin-top:100px}
.card#request:target,.card#request.is-highlighted{border-color:var(--primary);box-shadow:0 0 0 4px var(--primary),0 22px 54px rgba(0,0,0,.2);animation:card-pick .7s ease}
@keyframes card-pick{0%{box-shadow:0 0 0 0 rgba(17,17,17,0),0 6px 20px rgba(0,0,0,.06)}55%{box-shadow:0 0 0 12px rgba(17,17,17,.22),0 22px 54px rgba(0,0,0,.2)}100%{box-shadow:0 0 0 4px var(--primary),0 22px 54px rgba(0,0,0,.2)}}
@media (prefers-reduced-motion:reduce){.card#request:target,.card#request.is-highlighted{animation:none}}